HOMEOWNERS INSURANCE CAN BE DIFFICULT TO GET IF YOU HAVE A LAPSE IN COVERAGE, A PIT BULL, A TRAMPOLINE, A FLAT ROOF...

Linda Krisko | Nov 12 2026 14:00

Homeowners insurance can be difficult to get if you have…

  • No prior insurance ( lapsed coverage)
  • A flat roof
  • A dog breed on many of the insurer’s list of unacceptable breeds
  • A diving board, pool slide or a trampoline ( this coverage can be excluded to avoid not getting any insurer to write your home insurance)
  • A wood, coal or pellet stove
  • A property owned by an entity like an LLC or a trust

 

Call us to talk about a company that will work with you on all of these items…UNIVERSAL PROPERTY & CASUALTY COMPANY ( largest Homeowners carrier in Florida)

 

They will write coverage addressing the matters above and can also insure Secondary and Seasonal homes without having your primary home.